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Payment methods

Last update: 03.06.2021

We strongly recommend that you study ALL payment methods to choose the best one for yourself.

We make payments to e-wallets of the following payment systems: Capitalist, PayPal, QIWI Wallet, Payoneer, Yandex.Money, WebMoney, pay to bank cards, make wire-transfers via Payoneer and TransferWise, transfer to mobile carriers and pay to Bitcoin and Tether cryptocurrencies. Features of each payment method:

1) Capitalist

Payment system for individuals and businesses. Add a payment method using the Capitalist account number, register on the website.
Main advantages: 

  • free transfers within the system

  • Capitalist has a single account from which you can make payments to e-wallets, bank accounts, and plastic cards.

The minimum threshold is $0.01. The commission is 0%.

Payments are only in US dollars.

Please note that the commission from received payments from bank cards of Russian residents: from 4.5%, for non-residents: 5.5%.

2) YooMoney (former Yandex.Money)

Single-currency e-wallet. Add a payment method to your Ezzy profile-by wallet number (from 11 to 20 digits). 

Main advantages: 

  • cash withdrawal without commission for confirmed cards up to ₽10,000 per month, for over ₽10,000 the commission is 3%, but not less than 100 rubles

  • points and cash-back for online purchases

  • a free virtual card for payments via NFC devices

  • issuance of a plastic card worth ₽199 for three years of use

  • transfer between wallets in the mobile app happens without the commission. On the website the commission is 0.5%, the commission for transfer to a bank card is 3% + ₽45.

The minimum threshold is $0.01, and the maximum per transaction is $230. The commission is 3,9%, registration via social networks or an existing Yandex account.

Please note: YooMoney is working exclusively with the Russian ruble, you can only withdraw cash from Sberbank's ATMs. The system is focused on transactions within its limits, it is not profitable to cash out money. The commission for withdrawing funds to a bank card (45 ₽+3%) or withdrawing via an ATM (100 ₽ + 3%) is higher than for other services.

3) QIWI Wallet

An electronic wallet with its own currency, which is equivalent to the Russian ruble. Add a payment method to your Ezzy profile by phone number in international format. 

Main advantages: 

  • you can add a Qiwi card to pay for Apple Pay

  • cash-back for online purchases

  • the ability to make a large number of payments online and abroad

  • if there is no Internet, as an option, transactions are carried out via SMS 

  • you can also open a QIWI Bank card with a single balance with your wallet.

The minimum withdrawal threshold is $2.00, and the maximum per transaction is $200.

The commission is 3%, registration is done via mobile phone number.

IMPORTANT! The QIWI e-wallet number must be entered in an international format, such as 7(999)111-11-11 or 380(66) 111-11-11 (without the "+" sign at the beginning).

Please note that Qiwi is not well integrated with other payment systems and does not cooperate with Sberbank.

4) Payments to a Visa/Mastercard/Union Pay Bank card

Transfers are made only to bank cards: Visa/MasterCard/Union Pay. By choosing the "Pay to card" method, you risk getting additional commissions and conversions. Study carefully all the available payment methods, you may find something more suitable.

The commission for withdrawing money to Visa and MasterCard bank cards in all countries (except Russia and Ukraine, see below) is 2.5% + 4 USD. The Commission for withdrawing money to the Union Pay card is 2.5%. The minimum payout threshold for funds is 14.25 USD, for loans - 15 USD, and the maximum is 2,000 USD. The monthly withdrawal limit is 50,000 USD. If the card currency does not match the transfer currency, the conversion will be made at the exchange rate of the issuing bank of the recipient's card.

The term for crediting payments is from 1 to 5 business days.

Limit for cards issued by Russian banks: the minimum payout threshold is 2 USD (100 RUB), the maximum for a single transfer is 1000 USD (75,000 RUB). The commission is 2.5%. The withdrawal limit for a day is 4610 USD (300,000 RUB), and for a month it is 9220 USD (600,000 RUB). The transfer currency is the Russian ruble. In case of using USD card of a Russian bank, please LET US KNOW IN ADVANCE (by contacting support). 

The limit applies to 1 card, not to the recipient in general.

If you withdraw an amount that is less than 800 RUB, your commission will not be 2.5% of the amount, but 2.5% + 25 RUB. Therefore, it makes sense to order a payment withdrawal starting from 800 RUB, so as not to overpay for the commission.

ATTENTION! You can withdraw to a card (Russia) in dollars without conversion, commission will be 3.5% +4 usd. It is necessary to warn that the card is in dollars - by contacting your manager or technical support.

For Ukrainian bank cards in UAH, the transfer commission is 3.5%. For Ukrainian bank cards in US dollars (USD) it is 3.5% + $ 4.

ATTENTION! By choosing the "Pay to card" method, you risk getting additional commissions and conversions. Study carefully all the available payment methods, you may find something more suitable.

IMPORTANT!

  1. Transfers are made only to bank cards: Visa/MasterCard/Union Pay.

  2. Transfers to bank cards of the following countries aren't available: Cuba, Iran, North Korea, Sudan and Syria, USA, Canada, Latin America, Sri Lanka, Caribbean Countries, as well as transfers to Crimea.

5) PayPal (Hyperwallet)

The largest electronic payment system, add to the Ezzy profile - by e-mail to which the PayPal account is registered. 

Main advantages: 

  • refunds for online purchases (subject to cooperation between the online store and the payment system. For example, AliExpress, eBay)

  • the ability to make a large number of payments online

  • тo commission is charged for withdrawing funds from the PayPal balance to a local bank account's confirmed card. However, some banks may charge a transfer fee.

In Ezzy, you can transfer money to PayPal via Hyperwallet provider, a platform for fast, accessible, and safe money transfers worldwide. If you want to receive money via PayPal, you don’t have to sign up for Hyperwallet.

We only pay money to PayPal in US dollars.

The minimum payout threshold: $10.
The maximum payout threshold: $100 000.
The commission: 2%, but no more than 22 USD per transaction.

Residents of Russia cannot transfer money or make payments within the country. Only receive money from abroad, send it there, or pay for goods. You can only withdraw money in roubles.

Transfer to PayPal via Tipalti will be unavailable since April 3, 2021.

6) Bank/SWIFT/Wire transfer

This payment method is ABOLISHED FROM MAY 3, 2021, BUT there are 3 ALTERNATIVES: point 8, point 9, point 10). Providers of these new methods are TransferWise, Hyperwallet and Payoneer. Nothing changes, except that now the commission amounts vary from the amount of the withdrawal request.

Commission: $50 (fixed, does not depend on the sum of money).
Minimum threshold: $300.

IMPORTANT! During a SWIFT transfer, additional fees may apply:
1. Conversion. We only send money in USD. If you request a payment to your account in EUR, USD is converted to EUR before being credited. As a rule, this entails monetary losses.
2. Additional fees if there are correspondent banks.

7) Bank transfer via TransferWise (registration in TranserWise is NOT REQUIRED)

Not available for users from the Russian Federation.

Type of electronic bank transfer. Such transfers are often referred to simply as wires. In these cases, payments are sent directly from one bank to another via the SWIFT network. This is one of the safest and most convenient ways, but it does not have a single commission and transfer speed. It all depends on the country, banks, and currency. Using WireTransfer, it is convenient to transfer large amounts, as often the commission is fixed. 

The payment period is up to 7 days. 

There are three participants in the process of sending wire transfers:
- sender
- intermediary (provider). It is a bank or payment system.
- recipient.

In Ezzy, you can request a wire transfer using the TransferWise provider. TransferWise is an international online transfer system that allows you to make transfers with much lower fees compared to bank transfers.

The commission: when withdrawing from $300 to $10,000 there's a fixed commission of $50. When over $10,000 there's a fixed commission of $100.

8) Bank Transfer (Hyperwallet)

Wire Transfer is a type of electronic Bank transfer. Such transfers are often referred to simply as wires. In these cases, payments are sent directly from one Bank to another through the SWIFT network. It is one of the safest and most convenient ways, but it does not have a single commission and transfer speed. It all depends on the country, banks and currency. It is especially convenient to transfer large amounts using WireTransfer, as quite often the commission is fixed. The payment period is up to 7 days.

There are three participants in the process of sending wire transfers:
- sender
- mediator (provider). It is a bank or payment system
- receiver

A bank transfer can be made via Hyperwallet provider. It's a platform for fast, accessible, and safe money transfers worldwide.

Commission: 50$ – fixed for users of all countries.
Minimum threshold: 100$.
Maximum threshold: 100 000$.

The connection requirements vary depending on the partner bank, and additional bank approval may be required.

9) Webmoney 

The minimum threshold is $0.01, and the maximum is $50,000.

International payment system, where the unit of measurement is the WebMoney title sign. They are stored in wallets that are equivalent to different currencies (dollars, euros, rubles, etc.). To add a payment method, you need to enter the number of your WMZ purse. That is a wallet where funds are equivalent to USD. The main advantages: the ability to make a large number of payments online, the system of crediting users.

The commission for withdrawing funds to WebMoney is 3,5%.

10) Payments to cryptocurrencies Bitcoin (BTC) и Tether (USDT)

Commission for transferring to Bitcoin - 0,002 BTC.
Commission for transferring to Tether - 0,25%, but no less than 4 USDT.  After the transaction is created the money is converted from USD to USDT with 6,5% commission. 

For the relevant rate of cryptocurrency exchange contact our customer support.

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